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Generally, there are two types of student loansâ€federal and private. Federal student loans and federal parent loans: These loans are funded by the federal government.
These loans … A good first step is to learn about the differences between federal and private student loans, including which option might be best for you as a student or as a parent. Find out how federal and private student loans differ in terms of eligibility requirements, interest rates, and repayment plans for college expenses.